How to save on travel insurance

As life expectancy increases, so has the age at which 'life begins' – with many people supporting the idea that 'life begins at 50'. Unfortunately, travel insurance companies disagree. Or at least that is how it seems, considering how rapidly premiums rocket for those who are 50 or over. And as for those who are over 70, many "are shocked to find travel insurers unwilling to provide cover at prices they can afford", says Kara Gammell in The Daily Telegraph. So how do you find affordable travel insurance that won't leave you high and dry if you fall ill on holiday?

Consumers need to think of travel insurance as something they should tailor to their own needs, rather than an off-the-shelf product, says The Daily Telegraph. So one of the simplest ways of reducing the premium is to look carefully at the level of cover you are being offered and then decide whether you actually need it all within the policy. For example, if you are travelling to Europe, opt for European cover rather than worldwide cover, as the latter includes America, where litigation and medical costs can push up the cost of cover. Also, consider covering personal possessions under your home insurance – and, as always, shop around for the best deal.

Eat your greens. Food inflation is forcing the weekly shopping bill to new heights, but broccoli is proving the exception, says The Guardian. It is one of the few vegetables that is falling in price, due to plentiful current supplies. The average price is now £1.38 per kilo – down 27% from this time last year. So stock up on broccoli. But forget the cheese sauce. Cheddar prices rose 10% last week alone, according to The Grocer.

Choose your pets carefully. A Great Dane will cost its owner an average of £669.64 in damages over a lifetime, says eSure, and small dogs aren't much better. Chihuahuas cause an average carnage bill of £638.41 during their lives. Add in medical bills and food, and dogs are expensive members of the family. But there are ways to cut the costs.

Save on vet's bills. If you haven't bought a dog yet, then opt for a mongrel. "They tend to be less prone to disease and cheaper to insure," says Ali Taylor from Battersea Dogs & Cats Home in The Independent on Sunday. What if you already have a pet? You could consider pet insurance to cover emergency vet bills, but do shop around and check the small print carefully: pet insurance is notorious for exclusions based on age and other factors. A better route is prevention – take your dog for regular walks and cut back on the treats. A healthy, fit canine is far less likely to get ill than a fat one.

Save money on clothes. You can currently get 30% off at Gap. Just go to moneysavingexpert.com, fill in the form and you can print off a voucher giving you 30% off in Gap until Sunday 28 September.

By Staff Writer Ruth Jackson Sep 19, 2008


Urgent Medical Care in Florida said...

Nice blog with interesting tips. Keep on posting such informative tips.
I must visit your blog again.

Anonymous said...

great tips shared :)

Diet meal Plan
Urgent Care Facilities in Florida
Diet menus
Urgent Care Services in Florida
Online BMI Calculator
Primary care services
Nutrition Tips
Automobile Injuries
Online Nutritionist
Health Care Services in Florida
Real estate blogs

kenneth parker said...

This is to let you know that right now I have seen your site & I must say it is really very informative & related to my topic also “finance”.
I am a finance webmaster & do have some good quality finance sites & blogs with high traffic & PR. And I love to do healthy content, banner, widget & article link exchange. Because as per my experience I believe through this you will get the high traffic & PR in front of Google.
If you are interested with my proposal please feel free to mail me with your finance sites & blogs urls. Apart from this you can come to gtalk for free chating….
My mail id….

In return I do have some very attractive offers for you. And I will send mine through a following mail.

Waiting for your quick positive reply.


E-commerce web development said...

Thanks to share nice information.

This comment has been removed by the author.
Elyse said...


I just wanted to let you know that we have launched a new website: www.compare-international-insurance.com . We want to create an easier way for people to share and promote the great information that’s out there.

Your blog has been selected; we hope it will bring quality traffic to your interesting blog.

It would be great if you could link back to us as well to let people know about this new website :-)

Simple link:

URL: www.compare-international-insurance.com
Title: The International Insurance Guide

or if you prefer you’ll find a series of more colorful widgets - stickers on this page as well


We look forward to sharing more information with you.

Let me know if you need anything.

Kind regards,

Elyse Cameron


Teeth Cleaning Cosmetic Dentist in New York Laser Bleaching Tooth Whitening Invisalign

asianbridge said...

hello nice post and content its very informative for me thanks buddy
Free Full PC Software Downloads

Anonymous said...

Nice blog

liability insurance said...

Travel insurance is good option for those who used to travel frequently. I have read so many benefits that this policy provide like in case of cancellation of journey it will cover up all the expenses that were spent on buying the tickets and many more risks that are associated with travel. For saving money on travel policy I always prefer to buy one time policy.

Englewood Colorado Insurance said...

good tips!I will consider those tips and hopefully I can use it for my travel insurance someday.


blogger templates | Make Money Online